Personal Loans - Made Simple and Fast

Borrow between $100 and $15,000 by tomorrow


  • Fast, Real-Time Approvals

  • Funds Directly Deposited to your Bank

  • All Credit Types Accepted!

We Work For You

Zippyloan manages the larges network of lenders to provide our customers with premium access to personal loans. Apply for any amount up to $15,000 through one simple application, 24 hours a day, 7 days a week. Our lenders offer both installment and short-term loans, matching you with the loan based on your financial needs.

Money Tomorrow

Whether you are behind on bills, have an unexpected expense or simply want to take a vacation - Zippyloan provides the fastest access to the funds you need so you can accomplish your financial goals without delay. Once you are approved, funds are typically deposited the following business day provided the application is received before 5pm CST.

More Benefits That You'll Need

  • Security is #1
  • All Credit Types Accepted
  • Build Your Credit
  • You're in Great Hands
  • Believe in Customer Satisfaction
  • Dedicated to Providing Real Financial Solutions to our Customers
  • Apply in 5 minutes
  • Sign up & Collect Funds
  • Repay your Loan Easily

Don't Know What A Personal Loan is?

In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.

In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. The unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors.

In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able (and in some jurisdictions, required) to set-off the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position.

Under risk-based pricing, creditors tend to demand extremely high interest rates as a condition of extending unsecured debt. The maximum loss on a properly collateralized loan is the difference between the fair market value of the collateral and the outstanding debt. Thus, in the context of secured lending, the use of collateral reduces the size of the "bet" taken by the creditor on the debtor's creditworthiness. Without collateral, the creditor stands to lose the entire sum outstanding at the point of default, and must boost the interest rate to price in that risk. Where high interest rates are considered usurious, unsecured loans are either not made at all, or are made by loan sharks unafraid of the law.

Unsecured loans are often sought out in cases where additional capital is required although existing (but not necessarily all) assets have been pledged to secure prior debt. Secured lenders will more often than not include language in the loan agreement that prevents debtor from assuming additional secured loans or pledging any assets to a creditor.

Personal Loans - Made Simple and Fast

Borrow between $100 and $15,000 by tomorrow


  • Fast, Real-Time Approvals

  • Funds Directly Deposited to your Bank

  • All Credit Types Accepted!

We Work For You

Zippyloan manages the larges network of lenders to provide our customers with premium access to personal loans. Apply for any amount up to $15,000 through one simple application, 24 hours a day, 7 days a week. Our lenders offer both installment and short-term loans, matching you with the loan based on your financial needs.

Money Tomorrow

Whether you are behind on bills, have an unexpected expense or simply want to take a vacation - Zippyloan provides the fastest access to the funds you need so you can accomplish your financial goals without delay. Once you are approved, funds are typically deposited the following business day provided the application is received before 5pm CST.

More Benefits That You'll Need

  • Security is #1
  • All Credit Types Accepted
  • Build Your Credit
  • You're in Great Hands
  • Believe in Customer Satisfaction
  • Dedicated to Providing Real Financial Solutions to our Customers
  • Apply in 5 minutes
  • Sign up & Collect Funds
  • Repay your Loan Easily

Don't Know What A Personal Loan is?

In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.

In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. The unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors.

In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able (and in some jurisdictions, required) to set-off the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position.

Under risk-based pricing, creditors tend to demand extremely high interest rates as a condition of extending unsecured debt. The maximum loss on a properly collateralized loan is the difference between the fair market value of the collateral and the outstanding debt. Thus, in the context of secured lending, the use of collateral reduces the size of the "bet" taken by the creditor on the debtor's creditworthiness. Without collateral, the creditor stands to lose the entire sum outstanding at the point of default, and must boost the interest rate to price in that risk. Where high interest rates are considered usurious, unsecured loans are either not made at all, or are made by loan sharks unafraid of the law.

Unsecured loans are often sought out in cases where additional capital is required although existing (but not necessarily all) assets have been pledged to secure prior debt. Secured lenders will more often than not include language in the loan agreement that prevents debtor from assuming additional secured loans or pledging any assets to a creditor.